need a loan to pay off rehab lender asap loan due and called current in bk need bail out property is finished and ready to sell current bal.owed 1&2 $220,000 owed . property value low $325,000 to $365,000 with full landscape property worth $400,000

owner occ purchase price $300k property value $350 to $400 k

Client is looking for a R/T out of existing 5/1 IO into a new 5/1 IO. Corporate pay restructure took him from W2 pay in 9/2009 to 1099.

THIS BORRROWER IS SELF EMPLOYED AND LOOKING TO REFINANCE INTO CONVETIONAL MORTGAGE .

BORROWER LOOKING TO REFINANCE OUT OF FHA MORTGAGE INTO CONVENTIONAL MORTGAGE .

BORROWER LOOKING TO PUCHASE RESIDENTIAL PROPERTY IN VIRGINIA AS NON OWNER OCCUPIED .

BORROWER HAS 50,000 IN ASSESTS .

5 year arm P&I 80%

I have a client who would like a purchase money conventional loan for 95% LTV for Moreno Valley CA, 92555-5810. Home is brand new, PP is 277K, borrowers have good incomes, mid ficos are 738 bor. And 700 co-bor., back end DTI is 42%, and builder / seller is crediting the buyers $10k towards closing costs. Do anyone have a 95% LTV conventional product that will work for the zip code 92555?

Can go full doc if you allow for rents from a newly acquired 2 unit primary to be used to PITI wash & allow the subject property rents to be used to wash PITI on subject without 2 year landlord experience.

w-2 wage earner

Need to place a full doc purchase of a townhouse. Messy divorce with a chapter 7 discharged 3/09. Established credit. Can't go FHA

Client lives on a 16 acre parcel where 12 acres are used for a vineyard. It is income producing, although not a primary source of income and not needed to qualify. Client would like approximately 60k cash out on a 10 year fixed. All other options are welcome.

No Notes Entered

Have a number of these scenarios- just need someone who can finance. Thank you!

i am a non fha looking for sponsorship also i have buyers application on hold please resopnd.

Comps on single family residence is about 375k, payoff around 180k. Looking to purchase from the hard money lender who loan is with. Only had about 8-months. Would like to do a re-fi of about 255k. Sell property a year from now.

looking for lender that does Manufacture homes Fha everything else fits i'm not fha approved call ken direct 949-783-5503

have a manufactory home in a flood zone triple wide built in 2002 need fha loan co borrower sister lives in TX everthing fits have problem finding lender that will allow flood zone ... anybody know??? will pay nice marketing fee if pointed in direction an funds have full full package Thanks Ken

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This is an avocado/income producing property. It is zoned as a single family residence, but tax returns will reflect income. Current lender is Chase.

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BORROWER HAS OWNED THE PROPERTY FOR 6 MONTHS, AND IS SEEKING TO REFI C/O. STRAIGHT FOWARD-FULL DOC-675-3 UNIT-O/O.

Looking for a High Balance lender offering 30yr FRM. Cash Out is for debt consolidation only.

San Jose county- zip 95125
SFR
30 year fix around 6.25% if posible...
80% R&T

Anyone know of hard money in CT with a <33% LTV? Please email me: holly.hamel@momco.com

Commercial property last appraised 2003 for 1.3, owes 733,000 has two other rental properties as well with equity as well. Looking for at least $100,000, credit score of owner 550 or so.

Client wants to purchase converted manufactured home on land.

Looking to do 3 Non-Owner Occ properties- close concurrently.
SFR, 4-plex, Duplex
60% LTV R&T on all 3
Loan amounts 255,000
6 months PITI reserves for each property
Problem is he has 6 financed property and DTI 55%
Any lender I found that would accept non owner subject property with over 4 financed properties would not take over 45% DTI...

this borrower has 2 other rental properties. Only his downpayment is seasoned... can anyone help!!!!

THIS BORROWR HAS BEEN IN A FOREBEARANCE FOR 12 MONTHS PAID ON TIME LOOKING FOR 30 YEAR TIME .

THIS BORROWER IS LOOKING TO REFINANCE 2 MORTGAGES THAT HE CURRENTLY HAS . HE BOTH ADJUSTABLE RATE MORTGAGES . HE IS SEEKING TO COMIBNE BOTH INTO A 30 YEAR MORTGAGE.

THIS BORROWER IS LOOKING TO REIFNANCE HER MORTGAGE , SHE IS CURRENTLY IN A FHA MORTGAGE BUT HER PAYMENTS ARE ABOUT 3,000 PER MONTH WITH EVERYTHING INCLUDED SHE IS SEEKING LOWER PAYMENT AND RATE.

THIS BORRWER IS LOOKING TO REFINANCE A MORTGAGE SHE FHA , WOULD LIKE THE OPPORTUNITY TO REFINANCE PAY OFF DEBT AND GET BACK ON THE RIGHT TRACK.

THIS BORROWER IS SEEKING TO REFINANCE A ADJUSTABE RATE SHE HAS INTO 30 YEAR FIXED MORTGAGE .

CLIENT HAS FHA LOAN WITH A RATE OF 8.5 HE IS SEEKING TO LOWER HIS RATE ON THIS FHA LOAN AND PAYOFF 30,000 IN DEBT.

Attached Property

THIS BORROWER HAS A FHA LOAN ON N/O/O/ OCCUPIED PROPERTY SHE IS LOOKING TO REFINANCE THE RATE AND LOWER HER PAYMENTS.

BORROWER IS LOOKING TO COMBINE 2 MORTGAGES SHE HAS . THIS FILE CAN GO FULL DOC AND BORROWER IS LOOKING FOR FHA LOAN.

Looking to purchase or re-fi of a hard money loan. Payoff 165k, comps about 380k.

No Notes Entered

I have a full package,
only lenders .
thanks
JC

THIS IS BORROWER IS LOOKIGN TO REFINANCE HER OWNER OCCUPIED PROPERTY IN VIRGINIA . SHE HAS EXCELLENT CREDIT AND IS LOOKING FOR 10,15,30 YEAR MORTGAGE.

BORROWER IS LOOKING TO PURHCASE PROERTY IN OHIO .THIS PROPERTY IS GOING TO BE OWNER OCCUPIED PROPERTY .

THIS BORROWER IS CURRENTLY LOOKING FOR A HARD MONEY LENDER TO ASSIST HIM IN THIS REFINANCE . THE CASHOUT IS BEING USED TO TAKE HISEXGIRLFRIEND OFF THE MORTGAGE .

IF THERE IS A PRIVATE INVESTOR TO ASSIST WITH THIS FILE .

BORROWER IS LOOKING TO PURHCASE PROERTY IN OHIO .THIS PROPERTY IS GOING TO BE OWNER OCCUPIED PROPERTY .

THIS BORROWER IS LOOKING TO REFINANCE 2 EXISTING SHE HAS EXCELLENT CREDIT HISTORY AND IS 0X30 ON BOTH MORTGAGES .

THE CASHOUT IS BIENG USED TO PAYOFF A 7,500 CREDIT CARD.

SCENARIO
LOAN AMOUNT-180,000
LTV-52
FICO-785
OWNER OCCUPIED
FULL DOC
0X30

BORROWER IS PURCHASING COMMERCIAL PROPERTY IN OHIO NEEDS TO BE QUALIFIED FOR COMMERCIAL LOAN .

BORROWER IS LOOKING TO COMBINE 2 MORTGAGES SHE HAS . THIS FILE CAN GO FULL DOC AND BORROWER IS LOOKING FOR FHA LOAN.

No Notes Entered

any ltv available

CLIENT IS LOOKING TO PURCHASE HOUSE IN NEW YORK , BOTH BORRWERS HAVE 67,000 IN DOWNPAYMENT TO PUT TOWARDS THIS NEW PURCHASE .

THIS BORROWER HAS A CREDIT SCORE OF 691 AND IS LOOKING TO TAKE CASHOUT OF HER OWNEROCCUPIED PROPERTY.

LOAN AMOUNT-100,000
LTV-70
FICO-691
0X30

THIS BORROWER IS LOOKING TO REFINANCE HIS OWNER OCCUPIED PROPERTY AND TAKE CASHOUT TO PAY OFF CREDIT CARDS IN EXCESS OF 10,000. CLIENT IS LOOKING TO
GET THIS GOAL ACCOMPOLISHED.

THIS BORROWER HAS A 785 CREDIT SCORE AND 2 MORTGAGES SHE IS LOOKING TO COMBINE INTO 1 MORTGAGE . SHE IS LOOKING TO FOR A 30 YEAR TERM FHA LOAN .

PLEASE CONTACT,
MOSHA LANGLEY
516-690-3685

Need a lender that can do this loan. PFLoans is way out of line and I can make a dime on the loan. Please respond to Chris@ChrisStroleny.com with any questions.

THIS BORROWER HAS A 785 CREDIT SCORE AND 2 MORTGAGES SHE IS LOOKING TO COMBINE INTO 1 MORTGAGE . SHE IS LOOKING TO FOR A 30 YEAR TERM FHA LOAN .

PLEASE CONTACT,
MOSHA LANGLEY
516-690-3685

THIS BORROWER IS LOOKING TO REFINANCE HIS OWNER OCCUPIED PROPERTY AND TAKE CASHOUT TO PAY OFF CREDIT CARDS IN EXCESS OF 10,000. CLIENT IS LOOKING TO
GET THIS GOAL ACCOMPOLISHED.

THIS BORROWER HAS A CREDIT SCORE OF 691 AND IS LOOKING TO TAKE CASHOUT OF HER OWNEROCCUPIED PROPERTY.

LOAN AMOUNT-100,000
LTV-70
FICO-691
0X30

CLIENT IS LOOKING TO PURCHASE HOUSE IN NEW YORK , BOTH BORRWERS HAVE 67,000 IN DOWNPAYMENT TO PUT TOWARDS THIS NEW PURCHASE .

I need a hard money loan in Ohio.
Client has no credit but two free
and clear homes in Ohio.
Thanks,
Rich

THIS BORROWER HAS A CREDIT SCORE OF 691 AND IS LOOKING TO TAKE CASHOUT OF HER OWNEROCCUPIED PROPERTY.

LOAN AMOUNT-100,000
LTV-70
FICO-691
0X30

CLIENT IS LOOKING TO PURCHASE HOUSE IN NEW YORK , BOTH BORRWERS HAVE 67,000 IN DOWNPAYMENT TO PUT TOWARDS THIS NEW PURCHASE .

THIS BORROWER IS LOOKING TO REFINANCE HIS OWNER OCCUPIED PROPERTY AND TAKE CASHOUT TO PAY OFF CREDIT CARDS IN EXCESS OF 10,000. CLIENT IS LOOKING TO
GET THIS GOAL ACCOMPOLISHED.

THIS BORROWER HAS A 785 CREDIT SCORE AND 2 MORTGAGES SHE IS LOOKING TO COMBINE INTO 1 MORTGAGE . SHE IS LOOKING TO FOR A 30 YEAR TERM FHA LOAN .

PLEASE CONTACT,
MOSHA LANGLEY
516-690-3685

LTV will be between 50%-65% depending on the appraised value.

LOOKING FOR A LENDER THAT CAN DO FHA LOAN WITH THE DOWN PAYMENT AND CLOSING COSTS PAID WITH GIFT FUNDS.I ALSO HAVE CLIENTS THAT ONLY HAVE NON TRADITIONAL CREDIT TO GET A FHA LOAN.

commercial retail buildings 4 on one parcel 2 building in escrow to be sold. need costruction completetion loan ,project 80%complete. client in chap 11 need comitment not Loi. clean deal 20 million 1st and 2nd for 5 million due and called .full pckg solid deal nered real lender only real player need to respond .no time for promises including .apprasil.$43,800,000.dated 10/20/09

in ohio.. got credit score of 639 can i get a mortgage of 57,000

need to know our credit scores? anyone help us? and if we are in the range for a home mortgage, we will go for it!

I'M LOOKING FOR A LENDER THAT CAN DO FHA LOANS USING NON-TRADITIONAL FINANCING. I HAVE SEVERAL BUYERS WHO HAVE GOOD INCOME, NOT A CREDIT SCORE.

Owns a franchise of a cleaning company. Wife was sick in 2008 and did not help in business so he had to pay other workers plus had business loan in 2008 which is now paid off. 2009 doing well but of course returns not filed for a while.

Credit issues from foreclosure.

I have a client trying to buy a home in Lake Havasu AZ. It is a single wide manufactured home. The land is not leased and will be owned by the client that buys the home. They want to put 20% down, but could come up with a little more if needed. It will be a vacation (2nd home)home. The home was built in 1981. If you can do a single wide over 25yrs old please help. If not, but you know of someone that can please help.
Thank you

I have a buyer whose credit report on AUGUST 09 showed a mid FICO of 643....he closed (paid off) all of his accounts and when i re-pulled his this month (NOV) his credit report...so credit score was given becuase he had paidoff all of his credit lines....can we do the loan based on his past credit score????

SCENARIO
NEW PURCHASE-MASSACHUSETTS
LOAN AMOUNT-150,000
LTV-75
FICO-620
FICO-632
FULL DOC/W ASSESTS
HAVE DOWN PYMT -67,000

SCENARIO
REFINANCE-NEW YORK
LOAN AMOUNT-180,000
LTV-50
FICO-785
0X30
FULL DOC

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Does anyone have a program for Tennants in common I have several loans in san francisco that are TIC. please email me

BORROWER 10% DPA

Purchase condo with a 5 year balloon that is coming due. Would like to refinance out of that loan. Total of 6 units in whole condominium. Master insurance has a $50,000 deductible.

Borrower had second home in this condo on lower floor, but bought this unit on 11th floor. Has put lower floor unit up for sale. Paid $625,000 cash a month ago in order to close quickly. Now would like some cash back.

Borrower needs to use rental agreements instead of schedule C's to document rental income.Ratio-60%.Borrower is a wage earner.

Person had recent foreclosure. Wants to purchase primary.

Purchase Price is $950,000. A+ credit - good cash reserves - seeking 5/1 arm or 30/30 Year Fixed.
Can submit today.

In Elk Garden, WV.
Has about 250k liquid assets.
Self employed, 20 plus yrs.
Tax returns are good.
7500 sq foot home, on 80 acres. But know we only use 5 acres.

Are there any lenders doing rate & term refi's at LTV's of 45% or less on a Jumbo N/O/O/ properties in GA. and CO.? Please help

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this is tennants in common, high balance agency. there are 4 borrowers on the current loan. 3 unit property. 790 is the lowest credit score of the 4 borrowers the rest are in the 800's they are looking for a 30yr fixed at a 5.375. no cash out rate and term. DTI is at 15% please email me if you can help out on this one thanks

Realtor that sells RV lots in high end RV Community (Vehicles goe for $1 - $2 Million and higher) looking for a source of funding for buyers.

What can you do for me?

VA MANUAL U/W WITH A 607

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Was just listed on MLS.

borrower has 5% Down seller is offering 6% sellers assist,
clean deal

I am a non fha broker

Borrower currently rents home in Florida past 6 months, She is from Africa, but works here 4-6 months out of the year. Does not have us credit score. Has utility bills under her name, and funds in a US Bank account, 30% for down payment. She is a part-time student, has a VISA to work here.

Can go as much as 40% down if needed preferred @ 70% ltv has previous mortgage late on January of 2009 120 late

Cash out to purchase income producing properties

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Can anyone offer a fixed rate jumbo loan?

Looking for an FHA loan for a purchase in Nevada however broker is a CA broker Wells Fago used to be able to do this type of loan but not anymore not sure if their is anybody that can still do this??

Can anyone do a fifth financed warrantable condo that meets fannie guidelines.

Please contact me ASAP if anyone has a product for this residential jumbo rate and term refinance.

Client would like to refinance her home

I have a client that looking to purchase a home. Any interest lenders

No Notes Entered

Need a lender. 9 total units and only 3 are owned.

I HAVE A SELLER WHO WILL SELL THEIR HOME FOR $100,000 AND CARRY BACK A SUBORDINATE $50,000 LOAN FOR WHAT THE LENDER WOULD LIKE.

Need to do a 203K loan on this purchase. almost 90K in repairs. Please call me or email me if you can do this deal. Thanks!

96.5 full doc.fha purchase rolling 30 on credit file but corrected . been on job 10yrs or more Cal tran

Purchase, 10%down, Fico=790, OO, SFR. DTI 43%.

The problem Im having with this loan is the DTI. Most of the MI companies are not insuring loans with DTI's higher that 41%. Please advise if you can help me out. Thanks. g.fion@yahoo.com for fastest response.

I have a financially strong client anxiously looking to move forward with this purchase. Please contact me ASAP. Thanks.

No Notes Entered

Buyers (Mother & Son) purchasing a 2 unit. Need stated income due to excessive write-offs on taxes from other rentals, Mother owns 3 properties collects $6000 net rents + SSI, has assets, Son owns 1(oo) W-2 Wage earner $45K, need fast close, purchasing a short sale already approved.

No Notes Entered

BuyerS (Mother & Son) purchasing a 2 unit. Need stated income due to excessive write-offs on taxes from other rentals, Mother owns 3 properties collects $6000 net rents + SSI, has assets, Son owns 1 (oo)W-2 Wage earner $45K, need fast close, purchasing a short sale already approved.

This is a manufactured home

1/2.% DOWN NEW FHA PURCHASE LOAN FOR FIRST TIME HOME BUYERS OWNERS

owner owns the land and wants to do a construction loan wants to purchase a used manufactured home and install on a permanent foundation

Need some cash to expand their business

THIS BORROWER IS LOOKING TO DO A CASHOUT REIF HAS CREDIT SCORE OF 769 WITH ASSEST . HERE IS THE SCENARIO :

LOAN AMOUNT-180,000
LTV-44
FULL DOC
FICO-769
OX30

THIS IS BORROWER IS LOOKING TO DO A CASHOUT REFI IN PA . HERE IS THE SCENARIO:

LOAN AMOUTN-385,000
LTV-85
NO DOC
FICO-680
OX30

looking foe a voe program or can show w-2s over 2 years

This loan was approved, but there are some minor repairs that need to be made totaling $5K in cost, and 1 week to complete. Freddie Mac won't allow any escrow hold backs for the repairs and want repairs done prior to close. Conventional lending won't work. I need a portfolio, private, or hard money lender wanting to take this deal. Borrower willing to put up to 45% down.

This would be a short term bridge loan (1-2 months) The borrower needs financing for acquisition, and want to turn around and refinance into a permanent loan.

The borrower was approved for conventional financing at 80% conventional loan, but there were some minor repairs (total cost of $5,300.00 and 1 week completion time) that needed to be done. The loan was a Freddie Mac written conventional loan and Freddie Mac does not allow for escrow hold-backs therefore require repairs to be made and appraiser signed off prior to closing.

The seller (EMC/Chase) won't allow for repairs prior to close, and would rather sell to the next cash buyer. My buyer needs to use a hard money/bridge loan to acquire the property, spend a week on the repairs, and complete the pending loan.

2 direct lenders have approved the pending loan and appraisal subject to repairs.

Strengths:

1. A Paper Borrowers, 709 FICO, 28% DTI, Outstanding cash reserves (exhibits ability to purchase property outright in cash but prefers to stay liquid)

2. Highly sought after property that received over 30 offers the first 2 days on the market, and hit escrow on the 3rd day. Buyer has received multiple purchase offers from other would-be buyers.

3. Buyer has already signed a lease agreement with a tenant. Tenant is putting up $40K option money for a purchase option.

Weakness: We have been left with little time to close. Buyer has until 8/27 to close. EMC has the sole discretion to approve extensions. They have a $20K deposit up for grabs after 8/27.

I have a buyer for a single family house, for an investment. The house is now Bank owned and priced at $12,500 and with about $8 to $10,000 in repairs. Call or email me asap.

THIS IS BORROWER IS LOOKING TO DO A CASHOUT REFI IN PA . HERE IS THE SCENARIO:

LOAN AMOUTN-385,000
LTV-85
NO DOC
FICO-680
OX30

THIS BORROWER IS LOOKING TO DO A CASHOUT REIF HAS CREDIT SCORE OF 769 WITH ASSEST . HERE IS THE SCENARIO :

LOAN AMOUNT-180,000
LTV-44
FULL DOC
FICO-769
OX30

Have several realtors calling about where to take their clients for manufactured homes.

Buyer is purchasing a home in Moreno valley, CA built in 2005. This is full-doc loan. The seller is an investor who recently purchased the property pre-foreclosure and has owned for less than 30 days and is now reselling to borrower/buyers. Backend DTI is 42.2% Need a lender that has no seller title seasoning requirements for this to work. Can anyone help?

there are a total of 3 borrowers combining assets to purchase an investment property. the subject is an SFR.
one of the borrowers currently owns more than 4 financed properties. income and reserves are very strong.

No Notes Entered

JUST NEED TO KNOW WHICH LENDERS ARE SECURING FHA
DOUBLE WIDE MANUFACTURED HOME FINANCING, WITH BROKERS, IN MICHIGAN, SINCE TAYLOR BEAN SHUT DOWN!

Need loan for a second home purchase where borrower was self employed for few years, then W2 for four years until May, then self employed again? All same job, Cosmotology.

I need Jumbo and Super Jumbo lenders for island properties in puget sound. Any ideas?

No Notes Entered

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there are a total of 4 borrowers combining assets to purchase an investment property.
one of the borrowers currently owns more than 4 financed properties.
if all else fails, this borrower can be removed from the equation and come on title after close of escrow.
need a fast response.

THIS IS A LAND HOME PACKAGE. THE BORROWER WANTS TO DO CONSTRUCTION LOAN. HE OWNS THE LAND FREE AND CLEAR. THEN HE WANTS TO DO A PERMANENT MORTAGAGE LOAN.

Client paid cash for the condo unit a few years ago. Would like some cash back. Low loan to value.

is anyone doing land home construction loans anymore

This Client owns his current home out right and wants to buy a new home for himself and his wife. He wants to put 200k down which will still leave him 100k in the bank. i have 12 months personal bank statements @ 12,500 per month

The borrower will put $200,000.00 down. They have the builder to build on their land. The value of the home should be about $850,000+. You can email me or call 952-746-8821

ANY BODY CAN DO THIS LOAN

I NEED A LOAN FOR A 2ND OR INVESTMENT PROPERTY. MY CLIENT OWNS A HOME ALREADY BUT HE IS LOOKING TO BUY A 2ND HOME. HE HAS A 815 FICO AND IS PUTTIN G 10% DOWN.

Construction Loan, Property located in Naples, FL, lot value $30K free and clear

Would be interested in an ARM